Self-Custody · Mastercard
MetaMask Card crypto card review
The card links wallet usage with Mastercard payments and is best suited for users already active onchain.
Detailed scoring
Fees
Cashback / Rewards
Usability
Risk
Fees & Cashback
Check fees during card setup
Cashback: 1% possible
KYC, regulation & risk
KYC required. Wallet responsibility, smart-account setup and country availability must be understood.
Best for: MetaMask users who want to test wallet-connected card spending.
Pros
- Strong Web3 brand
- Self-custody angle
- Mastercard network
Cons
- KYC required
- Limited availability
- Young product
How it works
From account setup to your first payment with the MetaMask Card.
- 1
Connect MetaMask wallet
Link wallet on Linea, Base, Monad or Solana.
- 2
Apply for the card
Enter personal details on the card page and complete KYC.
- 3
Pick a funding wallet
Choose the wallet and token (e.g. mUSD on Linea).
- 4
Activate the virtual card
Virtual card is instant; Metal card via pre-order.
- 5
Pay
Tokens are converted into local currency at the moment of payment.
Card tiers & upgrades
2 tiers — higher tiers usually unlock more cashback and perks.
Virtual
Free, connect MetaMask wallet
- Monthly
- 0 USD
- Cashback
- 1% in mUSD straight to your wallet
- Daily limit 15,000 USD
- Instant activation
- Apple Pay and Google Pay
Metal
199 USD per year, physical card
- Monthly
- Around 16.58 USD per month
- Cashback
- 3% on the first 10,000 USD spend, then 1%
- Daily limit 30,000 USD
- Premium perks
- Physical metal card
Note
Wallet responsibility, smart-account setup and country availability must be understood.
Verdict
MetaMask Card is relevant because of the brand, but it is still more Web3 niche than mass-market product.
