CryptoExchangePicks

Crypto cards comparison

Crypto credit cards, debit cards and privacy cards in one list

Crypto cards are often searched as crypto credit cards, but the market includes credit, debit, prepaid, self-custody and virtual-card models. This comparison separates those categories and marks no-KYC providers as a risk segment instead of treating them as normal beginner recommendations. Filters on the left, click a card to expand or open the full review.

19 cards

Fees

Monthly
0 EUR
Issuance
0 EUR
FX markup
Depends on loyalty tier
Conversion
Spreads/interest may apply by mode

Pros

  • Credit and debit mode
  • Up to 2% cashback
  • Apple Pay and Google Pay

Cons

  • KYC required
  • Credit mode is complex
  • Availability varies by country
Credit mode introduces collateral and liquidation risk if the value of pledged crypto falls.

Availability: EEA/UK, depending on country · Updated: May 2026

Full details Open card

Fees

Monthly
0 EUR on many tiers
Issuance
Depends on tier/region
FX markup
Tier-dependent limits and markups
Conversion
Crypto sale/spread may apply

Pros

  • Very recognizable brand
  • Multiple card tiers
  • Apple Pay and Google Pay

Cons

  • Tier system is complex
  • Rewards can change
  • KYC required
Cashback, perks and limits can change by tier and program conditions.

Availability: Europe, depending on residence · Updated: May 2026

Full details Open card

Fees

Monthly
0 EUR
Issuance
0 EUR in the standard offer
FX markup
Visa/region dependent
Conversion
Spread when selling the payment asset

Pros

  • Strong DACH relevance
  • Simple app
  • Multiple asset classes

Cons

  • KYC required
  • Limited cashback
  • Payments can trigger tax events
Spending crypto can create a taxable disposal in many jurisdictions.

Availability: Eurozone, depending on country · Updated: May 2026

Full details Open card

Fees

Monthly
0 EUR
Issuance
Depends on card/region
FX markup
Approx. 0.5% according to fee page
Conversion
Approx. 0.9% crypto conversion

Pros

  • Strong crypto brand
  • Mastercard network
  • Rewards possible

Cons

  • KYC required
  • Conversion fee
  • Regulatory fit varies
Bybit is more trader-oriented than conservative banking-style providers.

Availability: EEA/Switzerland depending on program · Updated: May 2026

Full details Open card

Fees

Monthly
0 EUR
Issuance
0 EUR
FX markup
No OKX FX markup
Conversion
0.1% market spread

Pros

  • Low stated costs
  • Stablecoin focus
  • Virtual card

Cons

  • Virtual only
  • New product
  • KYC required
The product is young and cashback or availability can change during launch periods.

Availability: EU and Norway, excluding Iceland/Liechtenstein · Updated: May 2026

Full details Open card

Fees

Monthly
0 USD/EUR depending on region
Issuance
Not uniform
FX markup
Region dependent
Conversion
Spread may apply when selling crypto

Pros

  • Very well-known brand
  • Simple app
  • Visa acceptance

Cons

  • Regional availability varies
  • KYC required
  • Rewards differ by country
Do not assume the US Coinbase Card offer applies in Europe.

Availability: Mainly US; EU availability must be checked · Updated: May 2026

Full details Open card

Fees

Monthly
Plan-dependent
Issuance
Region-dependent
FX markup
Plan/region dependent
Conversion
Spread/exchange rate matters

Pros

  • Longer track record
  • Many assets
  • Cryptoback program

Cons

  • Complex fees
  • KYC required
  • Plan-dependent
Fees, limits and rewards can vary by country and plan.

Availability: Multiple regions by product · Updated: May 2026

Full details Open card

Fees

Monthly
Product-dependent
Issuance
Product-dependent
FX markup
Payment-dependent
Conversion
Onchain/stablecoin context

Pros

  • Self-custody approach
  • Visa network
  • Web3-native

Cons

  • KYC required
  • More complex than app cards
  • Availability varies
Self-custody reduces platform custody risk but does not remove KYC or wallet responsibility.

Availability: Europe, depending on country · Updated: May 2026

Full details Open card

Fees

Monthly
Not uniform
Issuance
Not uniform
FX markup
Payment-dependent
Conversion
Wallet/stablecoin-dependent

Pros

  • Strong Web3 brand
  • Self-custody angle
  • Mastercard network

Cons

  • KYC required
  • Limited availability
  • Young product
Wallet responsibility, smart-account setup and country availability must be understood.

Availability: Selected countries · Updated: May 2026

Full details Open card

Fees

Monthly
Plan-dependent
Issuance
Plan-dependent
FX markup
Plan-dependent
Conversion
PLU/payout rules matter

Pros

  • Strong reward focus
  • Perks possible
  • Popular with cashback users

Cons

  • Very complex
  • Token risk
  • KYC required
Token-based rewards can fluctuate and payout conditions can change.

Availability: Europe/UK depending on program · Updated: May 2026

Full details Open card

Fees

Monthly
Product-dependent
Issuance
Product-dependent
FX markup
Program-dependent
Conversion
DeFi/collateral context matters

Pros

  • Credit card positioning
  • DeFi-native brand
  • Multiple card designs

Cons

  • KYC required
  • Complex terms
  • Availability varies
DeFi-adjacent credit cards can carry complex terms, token and platform risks.

Availability: Selected markets · Updated: May 2026

Full details Open card

Fees

Monthly
Program-dependent
Issuance
Program-dependent
FX markup
Usage-dependent
Conversion
Exchange spread may apply

Pros

  • Exchange integration
  • Visa network
  • Cashback possible

Cons

  • Less well-known
  • KYC required
  • Regional details matter
Confirm country availability and fees before recommending.

Availability: Europe, depending on country · Updated: May 2026

Full details Open card

Fees

Monthly
0 USD (Core); higher tiers paid
Issuance
Card-model dependent
FX markup
Variant-dependent
Conversion
Stablecoin spread and FX rules apply

Pros

  • Multiple card variants
  • Stablecoin focus
  • High visibility in crypto communities

Cons

  • Conditions vary by variant
  • KYC required
  • Young product
Limits, acceptance and cashback depend on the card variant and should be checked before use.

Availability: Country and variant dependent · Updated: May 2026

Full details Open card

Fees

Monthly
No uniform monthly fee
Issuance
Card fee may apply
FX markup
Usage-dependent
Conversion
Crypto conversion/spread may apply

Pros

  • Virtual and physical
  • Global focus
  • Often discussed

Cons

  • KYC required
  • Fees matter
  • Not EU-focused
Do not label it as no-KYC. Check KYC, limits and card fees before use.

Availability: Global, check country lists · Updated: May 2026

Full details Open card

Fees

Monthly
Not uniform
Issuance
Program-dependent
FX markup
Payment-dependent
Conversion
Exchange conversion may apply

Pros

  • MEXC ecosystem
  • Cashback possible
  • Virtual card

Cons

  • KYC required
  • Regional limits
  • Not the most conservative choice
KYC required, country availability and cashback terms must be checked before recommending.

Availability: Check country list · Updated: May 2026

Full details Open card

Fees

Monthly
0 USD
Issuance
Approx. 10 USD
FX markup
Approx. 2%
Conversion
Approx. 5% top-up

Pros

  • No-KYC standard tier
  • Virtual card
  • Solana focus

Cons

  • High top-up fees
  • Limits
  • Higher compliance risk
No-KYC and privacy-card providers may adjust limits, issuer access, KYC rules and acceptance over time. Check current terms with the provider before use.

Availability: Online, limits apply · Updated: May 2026

Full details Open card

Fees

Monthly
0 USD
Issuance
Approx. 99 USD
FX markup
Not uniform
Conversion
Approx. 4% deposit fee

Pros

  • No KYC check
  • Virtual Mastercard
  • Privacy focus

Cons

  • High issuance fee
  • No cashback
  • Verify issuer and support yourself
No-KYC and privacy-card providers may adjust limits, issuer access, KYC rules and acceptance over time. Check current terms with the provider before use.

Availability: Online · Updated: May 2026

Full details Open card

Fees

Monthly
0 USD
Issuance
Approx. 15 USD
FX markup
Not uniform
Conversion
Approx. 5% deposit fee

Pros

  • No KYC check
  • Virtual Visa
  • Quick setup

Cons

  • High deposit fee
  • Less established
  • For experienced users
No-KYC and privacy-card providers may adjust limits, issuer access, KYC rules and acceptance over time. Check current terms with the provider before use.

Availability: Online · Updated: May 2026

Full details Open card

Fees

Monthly
Unclear
Issuance
Reportedly high
FX markup
Unclear
Conversion
Reported approx. 6.8%

Pros

  • Privacy-oriented
  • Virtual card
  • Relevant comparison item

Cons

  • Not true no-KYC
  • Costs may be high
  • Needs source review
Do not present as no-KYC. Minimal KYC, high costs and unclear acceptance should be explicit.

Availability: Online · Updated: May 2026

Full details Open card