CryptoExchangePicks

Debit / Prepaid · Mastercard

OKX Card crypto card review

4.4

The card connects OKX Pay to a virtual Mastercard and funds purchases from supported stablecoins.

KYC requiredDebit · Mastercard

Detailed scoring

Fees

4.6

Cashback / Rewards

3.9

Usability

4.2

Risk

4.1
Monthly
0 EUR
Issuance
0 EUR
FX
No OKX FX markup
Conversion
0.1% market spread

Fees & Cashback

No issuance/monthly fee; 0.1% stablecoin conversion spread

Cashback: Promo/VIP dependent

KYC, regulation & risk

KYC required. The product is young and cashback or availability can change during launch periods.

Best for: Stablecoin users looking for a virtual European card.

Pros

  • Low stated costs
  • Stablecoin focus
  • Virtual card

Cons

  • Virtual only
  • New product
  • KYC required

How it works

From account setup to your first payment with the OKX Card.

  1. 1

    Create an OKX EU account

    Sign up on okx.com EU with email and 2FA.

  2. 2

    Complete KYC

    Identity check with ID and proof of address.

  3. 3

    Activate OKX Pay

    Set up OKX Pay and fund with stablecoins (USDC / USDT).

  4. 4

    Issue the virtual card

    Create the virtual Mastercard inside the OKX app.

  5. 5

    Pay

    Add to Apple Pay / Google Pay; stablecoin is converted to EUR at checkout.

Card tiers & upgrades

This card is only offered in a single standard tier.

OKX Card EEA

OKX EU account with KYC and OKX Pay activated

Monthly
0 EUR
Cashback
Promo / VIP dependent (variable)
  • No issuance fee
  • 0.1% spread on stablecoin payments
  • Apple Pay and Google Pay

Note

The product is young and cashback or availability can change during launch periods.

Verdict

OKX Card is a newer EEA product with a stablecoin focus and a clear cost story.

Frequently asked questions about OKX Card

OKX Card is technically a Debit card rather than a classic credit card. The search term crypto credit card is often used broadly for debit, prepaid and virtual cards.
KYC required. The product is young and cashback or availability can change during launch periods.
No issuance/monthly fee; 0.1% stablecoin conversion spread. Issuance: 0 EUR. Monthly: 0 EUR. FX: No OKX FX markup. Conversion: 0.1% market spread.

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