
Backpack EU vs Bitpanda
MiCA-regulated Backpack EU platform with spot and perpetual futures focus — The Austrian Broker for Beginners with a BaFin MiCAR License
Updated: July 2026
Bitpanda has been operating since 2014 and is one of the most established platforms in the industry. Backpack EU, founded in 2022, is 8 years younger and positions itself as "MiCA-regulated Backpack EU platform with spot and perpetual futures focus". Both exchanges cater to active crypto traders — but the differences in fees, coin selection, and regulation are significant.
When it comes to fees, Backpack EU has the edge: 0.10% spot taker fee compared to 1.49% at Bitpanda. On a $10,000 trade, that's a saving of $139 per transaction. Additional perk at Backpack EU: Spot from 0.08% maker / 0.10% taker; EU perpetuals from 0.02% maker / 0.05% taker.
On the security front, Backpack EU offers MiCA-regulated via Trek Technologies SIA in Latvia with an insurance fund of MiCA-regulated custody; no quantified public insurance fund. Bitpanda provides MiCA-regulated: MiCAR license issued by BaFin with EU-wide passporting and backs it with Regulated Austrian provider with segregated custody structures; no quantified public insurance fund. Both platforms feature industry-standard security measures including 2FA, cold storage, and regular audits.
Backpack EU stands out with Spot Trading, Perpetual Futures, Mobile App, while Bitpanda differentiates itself through Broker Services, Crypto Cards.
Backpack EU wins the head-to-head comparison in 5 out of 11 categories (1x Bitpanda, 5x tie). Backpack EU offers lower fees.
Which Exchange Is Better for You?
Bitpanda offers the easier onboarding experience, a polished mobile app and Email/Phone Support.
Backpack EU charges 0.10% spot taker fee plus Spot from 0.08% maker / 0.10% taker; EU perpetuals from 0.02% maker / 0.05% taker.
Bitpanda with MiCA-regulated: MiCAR license issued by BaFin with EU-wide passporting and Regulated Austrian provider with segregated custody structures; no quantified public insurance fund insurance fund.
Bitpanda lists 100+ trading pairs — 100+ more than Backpack EU.
Comparison Table
| Criteria | Backpack EU | Bitpanda | 🏆 |
|---|---|---|---|
| Spot Maker Fee | 0.08% | 1.49% | Backpack EU |
| Spot Taker Fee | 0.10% | 1.49% | Backpack EU |
| Futures Maker Fee | 0.02% | N/A | Backpack EU |
| Futures Taker Fee | 0.05% | N/A | Backpack EU |
| Max Leverage | EU perpetuals available | N/A | — |
| Trading Pairs | Selected spot and perp markets | 100+ | Bitpanda |
| Copy Trading | No | No | — |
| Grid Bots | No | No | — |
| Insurance Fund | MiCA-regulated custody; no quantified public insurance fund | Regulated Austrian provider with segregated custody structures; no quantified public insurance fund | — |
| KYC | Required | Yes | — |
| Rating | 3.9/5 | 3.8/5 | Backpack EU |
Bonus via CryptoExchangePicks
Backpack EU via CryptoExchangePicks
No bonus available
Bitpanda via CryptoExchangePicks
200 EUR Bonus
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Fees in Detail
Backpack EU
Bitpanda
Backpack EU or Bitpanda — which exchange is better?
How much can I save at Backpack EU compared to Bitpanda on fees?
Which exchange is safer — Backpack EU or Bitpanda?
Bitpanda or Backpack EU — which has more cryptocurrencies?
Which exchange is easier to use — Backpack EU or Bitpanda?
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