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Bitpanda vs Bitvavo
Austrian broker and Fusion venue with three MiCAR licenses — Dutch MiCA-regulated exchange with strong EUR markets and low spot fees
Updated: September 2026
Bitpanda has been operating since 2014 and is one of the most established platforms in the industry. Bitvavo, founded in 2018, is 4 years younger and positions itself as "Dutch MiCA-regulated exchange with strong EUR markets and low spot fees". Both exchanges cater to active crypto traders — but the differences in fees, coin selection, and regulation are significant.
Both Bitpanda and Bitvavo charge the same 0.25% spot taker fee. The difference shows in other areas: Bitpanda offers 20% discount when paying with VSN; Fusion entry tier is one 0.25% fee, while Bitvavo provides Volume-based fee tiers from 0.15% maker / 0.25% taker on EUR markets.
Regulatory scope: Bitpanda: MiCA-regulated with licenses in Germany, Austria and Malta. Bitvavo: MiCA-regulated as a CASP via Bitvavo B.V. in the Netherlands. Protection and reserve disclosures: Bitpanda: No quantified public insurance fund or comparable current proof-of-reserves total was publicly verified; Bitvavo: Account Guarantee up to EUR 100,000 for specified unauthorized-access losses; custody-provider insurance up to $755M; selected-asset PoR at 1:1 or higher dated 31 March 2026.
Bitpanda stands out with Broker Services, Bitpanda Fusion, Spot Margin, while Bitvavo differentiates itself through Spot Trading, Margin on 20 assets, Staking. In terms of coin selection, Bitvavo leads with 400+ markets/assets trading pairs compared to Bitpanda's 2,000+ Fusion pairs across 12+ venues.
Editorial CryptoExchangePicks Ratings
Bitvavo wins the head-to-head comparison in 4 out of 11 categories (1x Bitpanda, 6x tie).
Which Exchange Is Better for You?
Bitpanda offers the easier onboarding experience, a polished mobile app and Help Center.
Identical spot fees of 0.25%. Compare futures fees and available discounts for the full picture.
Bitvavo: MiCA-regulated as a CASP via Bitvavo B.V. in the Netherlands. Protection/reserve disclosure: Account Guarantee up to EUR 100,000 for specified unauthorized-access losses; custody-provider insurance up to $755M; selected-asset PoR at 1:1 or higher dated 31 March 2026.
Bitvavo lists 400+ markets/assets trading pairs — 398+ more than Bitpanda.
Comparison Table
| Criteria | Bitpanda | Bitvavo | 🏆 |
|---|---|---|---|
| Spot Maker Fee | 0.25% | 0.15% | Bitvavo |
| Spot Taker Fee | 0.25% | 0.25% | — |
| Futures Maker Fee | N/A | N/A | — |
| Futures Taker Fee | N/A | N/A | — |
| Max Leverage | 10x spot margin | N/A | Bitpanda |
| Trading Pairs | 2,000+ Fusion pairs across 12+ venues | 400+ markets/assets | Bitvavo |
| Copy Trading | No | No | — |
| Grid Bots | No | No | — |
| Insurance Fund | No quantified public insurance fund or comparable current proof-of-reserves total was publicly verified | Account Guarantee up to EUR 100,000 for specified unauthorized-access losses; custody-provider insurance up to $755M; selected-asset PoR at 1:1 or higher dated 31 March 2026 | Bitvavo |
| KYC | Yes | Required | — |
| Editorial Rating | 3.8/5 | 4.4/5 | Bitvavo |
Bonus via CryptoExchangePicks
Bitpanda via CryptoExchangePicks
Up to EUR 200 combined
Tell-a-Friend: EUR 5–40 per qualifying person; up to EUR 100 per person and EUR 200 combined
Bitvavo via CryptoExchangePicks
4%–10% APY-equivalent
Crypto Deposit Bonus Promotion: 4%–10% APY-equivalent on up to EUR 10,000 through 30 September 2026
Fees in Detail
Bitpanda
Bitvavo
Bitpanda or Bitvavo — which exchange is better?
Do Bitpanda and Bitvavo have the same fees?
Which exchange is safer — Bitpanda or Bitvavo?
Bitvavo or Bitpanda — which has more cryptocurrencies?
Which exchange is easier to use — Bitpanda or Bitvavo?
Which exchange has the better welcome bonus — Bitpanda or Bitvavo?
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