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Bitpanda LogoVSBybit Europe Logo

Bitpanda vs Bybit Europe

Austrian broker and Fusion venue with three MiCAR licenses — MiCA-regulated Bybit EU platform with spot, margin, bots, Earn and card

Updated: September 2026

Bitpanda has been operating since 2014 and is one of the most established platforms in the industry. Bybit Europe, founded in 2025, is 11 years younger and positions itself as "MiCA-regulated Bybit EU platform with spot, margin, bots, Earn and card". Both exchanges cater to active crypto traders — but the differences in fees, coin selection, and regulation are significant.

Both Bitpanda and Bybit Europe charge the same 0.25% spot taker fee. The difference shows in other areas: Bitpanda offers 20% discount when paying with VSN; Fusion entry tier is one 0.25% fee, while Bybit Europe provides VIP0 crypto spot/spot-margin: 0.10% maker / 0.25% taker; scheduled to become 0.25% / 0.25% on 5 October 2026 at 11:00 UTC.

Regulatory scope: Bitpanda: MiCA-regulated with licenses in Germany, Austria and Malta. Bybit Europe: MiCA-regulated via Bybit EU GmbH in Austria (FMA). Protection and reserve disclosures: Bitpanda: No quantified public insurance fund or comparable current proof-of-reserves total was publicly verified; Bybit Europe: MiCA-regulated custody with segregated client assets; the global derivatives insurance fund is not part of the EU futures offer.

Bitpanda stands out with Broker Services, Bitpanda Fusion, Crypto Card, while Bybit Europe differentiates itself through Spot Trading, Spot Grid, DCA Bot. In terms of coin selection, Bybit Europe leads with 133+ spot pairs trading pairs compared to Bitpanda's 2,000+ Fusion pairs across 12+ venues.

Editorial CryptoExchangePicks Ratings

Bitpanda
3.8
Bybit Europe
4.3
⚡ Quick Verdict

Bybit Europe wins the head-to-head comparison in 4 out of 11 categories (0x Bitpanda, 7x tie).

Which Exchange Is Better for You?

🎓Beginners
🏆 Bitpanda

Bitpanda offers the easier onboarding experience, a polished mobile app and Help Center.

💰Lowest Fees
⚖️ Tie

Identical spot fees of 0.25%. Compare futures fees and available discounts for the full picture.

🔒Maximum Security
⚖️ Tie

Both exchanges publish their own security, protection and reserve disclosures.

🪙Altcoin Selection
🏆 Bybit Europe

Bybit Europe lists 133+ spot pairs trading pairs — 131+ more than Bitpanda.

🤖Grid Bots
🏆 Bybit Europe

Only Bybit Europe offers grid bots (Spot Grid, DCA Bot).

Comparison Table

CriteriaBitpandaBybit Europe🏆
Spot Maker Fee0.25%0.10%Bybit Europe
Spot Taker Fee0.25%0.25%—
Futures Maker FeeN/AN/A—
Futures Taker FeeN/AN/A—
Max Leverage10x spot margin10x spot margin—
Trading Pairs2,000+ Fusion pairs across 12+ venues133+ spot pairsBybit Europe
Copy TradingNoNo—
Grid BotsNoYes (2 Types)Bybit Europe
Insurance FundNo quantified public insurance fund or comparable current proof-of-reserves total was publicly verifiedMiCA-regulated custody with segregated client assets; the global derivatives insurance fund is not part of the EU futures offer—
KYCYesRequired—
Editorial Rating3.8/54.3/5Bybit Europe

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Fees in Detail

Bitpanda

Spot Maker0.25%
Spot Taker0.25%
Futures MakerN/A
Futures TakerN/A
Discount20% discount when paying with VSN; Fusion entry tier is one 0.25% fee

Bybit Europe

Spot Maker0.1% 🏆
Spot Taker0.25%
Futures MakerN/A
Futures TakerN/A
DiscountVIP0 crypto spot/spot-margin: 0.10% maker / 0.25% taker; scheduled to become 0.25% / 0.25% on 5 October 2026 at 11:00 UTC
Bitpanda or Bybit Europe — which exchange is better?
Bybit Europe leads the editorial comparison in 4 out of 11 categories. Bitpanda takes 0 categories, with 7 ties. Bybit Europe excels with mica-regulated via austria (fma), while Bitpanda counters with three micar licenses in germany, austria and malta. The best choice depends on your individual priorities.
Do Bitpanda and Bybit Europe have the same fees?
Yes, both charge 0.25% spot taker fee (maker: 0.25%). Futures fees are also identical. The difference is in fee discounts: Bitpanda offers 20% discount when paying with VSN; Fusion entry tier is one 0.25% fee, Bybit Europe offers VIP0 crypto spot/spot-margin: 0.10% maker / 0.25% taker; scheduled to become 0.25% / 0.25% on 5 October 2026 at 11:00 UTC.
Which exchange is safer — Bitpanda or Bybit Europe?
Bitpanda: MiCA-regulated with licenses in Germany, Austria and Malta; listed security measures: 2FA, Device Management; protection/reserve disclosure: No quantified public insurance fund or comparable current proof-of-reserves total was publicly verified. Bybit Europe: MiCA-regulated via Bybit EU GmbH in Austria (FMA); listed security measures: 2FA, Anti-Phishing, KYC; protection/reserve disclosure: MiCA-regulated custody with segregated client assets; the global derivatives insurance fund is not part of the EU futures offer.
Bybit Europe or Bitpanda — which has more cryptocurrencies?
Bybit Europe lists 133+ spot pairs trading pairs, while Bitpanda offers 2,000+ Fusion pairs across 12+ venues. If you want to trade a wide range of altcoins or get early access to new projects, Bybit Europe is the better choice. Bitpanda focuses on a curated selection, which can be less overwhelming for beginners.
Does Bitpanda offer grid bots like Bybit Europe?
No. Bybit Europe offers 2 bot types (Spot Grid, DCA Bot) for automated trading. Bitpanda does not have this feature. Grid bots work best in sideways markets and can trade 24/7.
Which exchange is easier to use — Bitpanda or Bybit Europe?
Bitpanda scores higher for beginners (10/10) thanks to an intuitive mobile app, easy deposit methods and Help Center. Bybit Europe (score: 7/10) is also usable but has a steeper learning curve. For absolute beginners, try our Exchange Finder quiz.