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Bitpanda vs Crypto.com
Austrian broker and Fusion venue with three MiCAR licenses — MiCA-regulated everyday crypto platform with card, Earn and 400+ cryptocurrencies
Updated: September 2026
Bitpanda and Crypto.com are among the most popular crypto exchanges for active traders. Bitpanda positions itself as "Austrian broker and Fusion venue with three MiCAR licenses", while Crypto.com competes with "MiCA-regulated everyday crypto platform with card, Earn and 400+ cryptocurrencies". Where do the key differences lie — and which platform is the better fit for your needs?
When it comes to fees, Bitpanda has the edge: 0.25% spot taker fee compared to 0.50% at Crypto.com. On a $10,000 trade, that's a saving of $25 per transaction. Additional perk at Bitpanda: 20% discount when paying with VSN; Fusion entry tier is one 0.25% fee.
Regulatory scope: Bitpanda: MiCA-regulated with licenses in Germany, Austria and Malta. Crypto.com: MiCA-regulated via Foris DAX MT Ltd in Malta (MFSA), passported across the EEA since February 2025. Protection and reserve disclosures: Bitpanda: No quantified public insurance fund or comparable current proof-of-reserves total was publicly verified; Crypto.com: 1:1 reserve accounts, independently verified Proof of Reserves and safeguarded fiat accounts at EU institutions; no separately quantified EEA insurance fund.
Bitpanda stands out with Broker Services, Bitpanda Fusion, Spot Margin, while Crypto.com differentiates itself through Earn, Staking, Visa Card. In terms of coin selection, Crypto.com leads with 400+ cryptocurrencies with EUR trading pairs compared to Bitpanda's 2,000+ Fusion pairs across 12+ venues.
Editorial CryptoExchangePicks Ratings
Crypto.com wins the head-to-head comparison in 3 out of 11 categories (2x Bitpanda, 6x tie).
Which Exchange Is Better for You?
Bitpanda offers the easier onboarding experience, a polished mobile app and Help Center.
Bitpanda charges 0.25% spot taker fee plus 20% discount when paying with VSN; Fusion entry tier is one 0.25% fee.
Bitpanda: MiCA-regulated with licenses in Germany, Austria and Malta. Protection/reserve disclosure: No quantified public insurance fund or comparable current proof-of-reserves total was publicly verified.
Crypto.com lists 400+ cryptocurrencies with EUR trading pairs — 398+ more than Bitpanda.
Comparison Table
| Criteria | Bitpanda | Crypto.com | 🏆 |
|---|---|---|---|
| Spot Maker Fee | 0.25% | 0.25% | — |
| Spot Taker Fee | 0.25% | 0.50% | Bitpanda |
| Futures Maker Fee | N/A | N/A | — |
| Futures Taker Fee | N/A | N/A | — |
| Max Leverage | 10x spot margin | N/A | Bitpanda |
| Trading Pairs | 2,000+ Fusion pairs across 12+ venues | 400+ cryptocurrencies with EUR | Crypto.com |
| Copy Trading | No | No | — |
| Grid Bots | No | No | — |
| Insurance Fund | No quantified public insurance fund or comparable current proof-of-reserves total was publicly verified | 1:1 reserve accounts, independently verified Proof of Reserves and safeguarded fiat accounts at EU institutions; no separately quantified EEA insurance fund | Crypto.com |
| KYC | Yes | Yes | — |
| Editorial Rating | 3.8/5 | 4/5 | Crypto.com |
Bonus via CryptoExchangePicks
Bitpanda via CryptoExchangePicks
Up to EUR 200 combined
Tell-a-Friend: EUR 5–40 per qualifying person; up to EUR 100 per person and EUR 200 combined
Crypto.com via CryptoExchangePicks
Up to $75 Referral
Germany referral: up to $75 by 30-day trading volume, plus a $25 CRO card/stake milestone; not combinable with Welcome
Fees in Detail
Bitpanda
Crypto.com
Bitpanda or Crypto.com — which exchange is better?
How much can I save at Bitpanda compared to Crypto.com on fees?
Which exchange is safer — Bitpanda or Crypto.com?
Crypto.com or Bitpanda — which has more cryptocurrencies?
Which exchange is easier to use — Bitpanda or Crypto.com?
Which exchange has the better welcome bonus — Bitpanda or Crypto.com?
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