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Bitpanda vs Crypto.com

The Austrian Broker for Beginners with Full EU RegulationThe Everyday Crypto Platform with Cashback Card, Earn, and Derivatives

Updated: May 2026

Bitpanda and Crypto.com are among the most popular crypto exchanges for active traders. Bitpanda positions itself as "The Austrian Broker for Beginners with Full EU Regulation", while Crypto.com competes with "The Everyday Crypto Platform with Cashback Card, Earn, and Derivatives". Where do the key differences lie — and which platform is the better fit for your needs?

When it comes to fees, Crypto.com has the edge: 0.10% spot taker fee compared to 1.49% at Bitpanda. On a $10,000 trade, that's a saving of $139 per transaction. Additional perk at Crypto.com: 10% discount when staking CRO.

On the security front, Bitpanda offers Regulated Austria/EU with an insurance fund of Separate fund. Crypto.com provides Regulated in Malta/Singapore and backs it with Separate fund. Both platforms feature industry-standard security measures including 2FA, cold storage, and regular audits.

Bitpanda stands out with Broker Services, Crypto Cards, while Crypto.com differentiates itself through Earn, Cashback on Payments, Derivatives. In terms of coin selection, Crypto.com leads with 600+ trading pairs compared to Bitpanda's 100+.

Bitpanda
3.8
Crypto.com
4.0
⚡ Quick Verdict

Crypto.com wins the head-to-head comparison in 7 out of 11 categories (0x Bitpanda, 4x tie). Crypto.com offers lower fees.

Which Exchange Is Better for You?

🎓Beginners
🏆 Bitpanda

Bitpanda offers the easier onboarding experience, a polished mobile app and Email/Phone Support.

💰Lowest Fees
🏆 Crypto.com

Crypto.com charges 0.10% spot taker fee plus 10% discount when staking CRO.

🔒Maximum Security
🏆 Bitpanda

Bitpanda with Regulated Austria/EU and Separate fund insurance fund.

🪙Altcoin Selection
🏆 Crypto.com

Crypto.com lists 600+ trading pairs — 500+ more than Bitpanda.

Comparison Table

CriteriaBitpandaCrypto.com🏆
Spot Maker Fee1.49%0.07%Crypto.com
Spot Taker Fee1.49%0.10%Crypto.com
Futures Maker FeeN/A0.02%Crypto.com
Futures Taker FeeN/A0.05%Crypto.com
Max LeverageN/A100xCrypto.com
Trading Pairs100+600+Crypto.com
Copy TradingNoNo
Grid BotsNoNo
Insurance FundSeparate fundSeparate fund
KYCYesYes
Rating3.8/54/5Crypto.com

Bonus via CryptoExchangePicks

Bitpanda via CryptoExchangePicks

200 EUR Bonus

Tell-a-Friend: Up to 200 EUR bonus

View details →

Crypto.com via CryptoExchangePicks

$50 CRO Bonus

$50 CRO referral bonus + up to 1 BTC in CRO

View details →

Fees in Detail

Bitpanda

Spot Maker1.49%
Spot Taker1.49%
Futures MakerN/A
Futures TakerN/A
Discount25% discount when paying with BEST Token

Crypto.com

Spot Maker0.075% 🏆
Spot Taker0.1% 🏆
Futures Maker0.02%
Futures Taker0.05%
Discount10% discount when staking CRO
Bitpanda or Crypto.com — which exchange is better?
Crypto.com wins the comparison in 7 out of 11 categories. Bitpanda takes 0 categories, with 4 ties. Crypto.com excels with cashback crypto card for everyday use, while Bitpanda counters with fully regulated in the eu (austria). The best choice depends on your individual priorities — both are reputable trading platforms.
How much can I save at Crypto.com compared to Bitpanda on fees?
Crypto.com charges 0.10% spot taker fee vs. Bitpanda's 1.49%. On a $10,000 trade, that's a saving of $139 per transaction. Through CryptoExchangePicks, Crypto.com also offers 10% discount when staking CRO. Futures fees: compare futures rates on the detail pages.
Which exchange is safer — Bitpanda or Crypto.com?
Bitpanda offers Regulated Austria/EU with an insurance fund of Separate fund. Crypto.com provides Regulated in Malta/Singapore backed by Separate fund. Both feature 2FA, Device Management and cold storage for customer funds. Check our detailed exchange reviews for a full security breakdown.
Crypto.com or Bitpanda — which has more cryptocurrencies?
Crypto.com lists 600+ trading pairs, while Bitpanda offers 100+. If you want to trade a wide range of altcoins or get early access to new projects, Crypto.com is the better choice. Bitpanda focuses on a curated selection, which can be less overwhelming for beginners.
Which exchange is easier to use — Bitpanda or Crypto.com?
Bitpanda scores higher for beginners (10/10) thanks to an intuitive mobile app, easy deposit methods and Email/Phone Support. Crypto.com (score: 9/10) is also usable but has a steeper learning curve. For absolute beginners, try our Exchange Finder quiz.
Which exchange has the better welcome bonus — Bitpanda or Crypto.com?
Bitpanda: 200 EUR Bonus. Crypto.com: $50 CRO Bonus. Check the conditions: some bonuses require minimum trading volume or deposits. Our affiliate links give you the best available terms.