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Bitpanda vs KuCoin Europe

The Austrian Broker for Beginners with a BaFin MiCAR LicenseMiCA-regulated KuCoin EU offer with spot, margin, KuCard and OTC

Updated: June 2026

Bitpanda has been operating since 2014 and is one of the most established platforms in the industry. KuCoin Europe, founded in 2025, is 11 years younger and positions itself as "MiCA-regulated KuCoin EU offer with spot, margin, KuCard and OTC". Both exchanges cater to active crypto traders — but the differences in fees, coin selection, and regulation are significant.

When it comes to fees, KuCoin Europe has the edge: 0.10% spot taker fee compared to 1.49% at Bitpanda. On a $10,000 trade, that's a saving of $139 per transaction. Additional perk at KuCoin Europe: Spot fees from 0.1% maker/taker; futures fees are not part of the EU offer.

On the security front, Bitpanda offers MiCA-regulated: MiCAR license issued by BaFin with EU-wide passporting with an insurance fund of Regulated Austrian provider with segregated custody structures; no quantified public insurance fund. KuCoin Europe provides MiCA-regulated via KuCoin EU Exchange GmbH in Austria (FMA); passporting for Germany and the EEA and backs it with MiCA-regulated custody with segregated client assets; no publicly quantified EU insurance fund. Both platforms feature industry-standard security measures including 2FA, cold storage, and regular audits.

Bitpanda stands out with Broker Services, Crypto Cards, while KuCoin Europe differentiates itself through Spot Trading, Margin, KuCard.

Bitpanda
3.8
KuCoin Europe
4.2
⚡ Quick Verdict

KuCoin Europe wins the head-to-head comparison in 3 out of 11 categories (1x Bitpanda, 7x tie). KuCoin Europe offers lower fees.

Which Exchange Is Better for You?

🎓Beginners
🏆 Bitpanda

Bitpanda offers the easier onboarding experience, a polished mobile app and Email/Phone Support.

💰Lowest Fees
🏆 KuCoin Europe

KuCoin Europe charges 0.10% spot taker fee plus Spot fees from 0.1% maker/taker; futures fees are not part of the EU offer.

🔒Maximum Security
⚖️ Tie

Both exchanges offer strong security features with insurance funds and 2FA.

🪙Altcoin Selection
🏆 Bitpanda

Bitpanda lists 100+ trading pairs — 100+ more than KuCoin Europe.

Comparison Table

CriteriaBitpandaKuCoin Europe🏆
Spot Maker Fee1.49%0.10%KuCoin Europe
Spot Taker Fee1.49%0.10%KuCoin Europe
Futures Maker FeeN/AN/A
Futures Taker FeeN/AN/A
Max LeverageN/AN/A
Trading Pairs100+EU spot/margin offerBitpanda
Copy TradingNoNo
Grid BotsNoNo
Insurance FundRegulated Austrian provider with segregated custody structures; no quantified public insurance fundMiCA-regulated custody with segregated client assets; no publicly quantified EU insurance fund
KYCYesRequired
Rating3.8/54.2/5KuCoin Europe

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200 EUR Bonus

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KuCoin Europe via CryptoExchangePicks

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Fees in Detail

Bitpanda

Spot Maker1.49%
Spot Taker1.49%
Futures MakerN/A
Futures TakerN/A
Discount25% discount when paying with BEST Token

KuCoin Europe

Spot Maker0.1% 🏆
Spot Taker0.1% 🏆
Futures MakerN/A
Futures TakerN/A
DiscountSpot fees from 0.1% maker/taker; futures fees are not part of the EU offer
Bitpanda or KuCoin Europe — which exchange is better?
KuCoin Europe wins the comparison in 3 out of 11 categories. Bitpanda takes 1 categories, with 7 ties. KuCoin Europe excels with mica license via austria with eea passporting, while Bitpanda counters with bafin micar license with eu-wide passporting. The best choice depends on your individual priorities — both are reputable trading platforms.
How much can I save at KuCoin Europe compared to Bitpanda on fees?
KuCoin Europe charges 0.10% spot taker fee vs. Bitpanda's 1.49%. On a $10,000 trade, that's a saving of $139 per transaction. Through CryptoExchangePicks, KuCoin Europe also offers Spot fees from 0.1% maker/taker; futures fees are not part of the EU offer. Futures fees: compare futures rates on the detail pages.
Which exchange is safer — Bitpanda or KuCoin Europe?
Bitpanda offers MiCA-regulated: MiCAR license issued by BaFin with EU-wide passporting with an insurance fund of Regulated Austrian provider with segregated custody structures; no quantified public insurance fund. KuCoin Europe provides MiCA-regulated via KuCoin EU Exchange GmbH in Austria (FMA); passporting for Germany and the EEA backed by MiCA-regulated custody with segregated client assets; no publicly quantified EU insurance fund. Both feature 2FA, Device Management and cold storage for customer funds. Check our detailed exchange reviews for a full security breakdown.
Bitpanda or KuCoin Europe — which has more cryptocurrencies?
Bitpanda lists 100+ trading pairs, while KuCoin Europe offers EU spot/margin offer. If you want to trade a wide range of altcoins or get early access to new projects, Bitpanda is the better choice. KuCoin Europe focuses on a curated selection, which can be less overwhelming for beginners.
Which exchange is easier to use — Bitpanda or KuCoin Europe?
Bitpanda scores higher for beginners (10/10) thanks to an intuitive mobile app, easy deposit methods and Email/Phone Support. KuCoin Europe (score: 7/10) is also usable but has a steeper learning curve. For absolute beginners, try our Exchange Finder quiz.