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Bitpanda vs OKX Europe

The Austrian Broker for Beginners with a BaFin MiCAR License β€” EU-Regulated Top Exchange with Proof of Reserves and Web3 Wallet

Updated: July 2026

Bitpanda has been operating since 2014 and is one of the most established platforms in the industry. OKX Europe, founded in 2017, is 3 years younger and positions itself as "EU-Regulated Top Exchange with Proof of Reserves and Web3 Wallet". Both exchanges cater to active crypto traders β€” but the differences in fees, coin selection, and regulation are significant.

When it comes to fees, OKX Europe has the edge: 0.10% spot taker fee compared to 1.49% at Bitpanda. On a $10,000 trade, that's a saving of $139 per transaction. Additional perk at OKX Europe: Spot with an opened X-Perps account: Regular 0.08% maker / 0.10% taker; without an X-Perps account: 0.20% maker / 0.35% taker.

On the security front, Bitpanda offers MiCA-regulated: MiCAR license issued by BaFin with EU-wide passporting with an insurance fund of Regulated Austrian provider with segregated custody structures; no quantified public insurance fund. OKX Europe provides MiCA-regulated via OKX Europe in Malta; passporting across the EEA and backs it with $35.4B USD Proof of Reserves. Both platforms feature industry-standard security measures including 2FA, cold storage, and regular audits.

Bitpanda stands out with Broker Services, Crypto Cards, while OKX Europe differentiates itself through Regulated X-Perps, Web3 Wallet, DEX Aggregator. In terms of coin selection, OKX Europe leads with 300+ trading pairs compared to Bitpanda's 100+.

Bitpanda
3.8
OKX Europe
4.2
⚑ Quick Verdict

OKX Europe wins the head-to-head comparison in 8 out of 11 categories (0x Bitpanda, 3x tie). OKX Europe offers lower fees.

Which Exchange Is Better for You?

πŸŽ“Beginners
πŸ† Bitpanda

Bitpanda offers the easier onboarding experience, a polished mobile app and Email/Phone Support.

πŸ’°Lowest Fees
πŸ† OKX Europe

OKX Europe charges 0.10% spot taker fee plus Spot with an opened X-Perps account: Regular 0.08% maker / 0.10% taker; without an X-Perps account: 0.20% maker / 0.35% taker.

πŸ”’Maximum Security
πŸ† OKX Europe

OKX Europe with MiCA-regulated via OKX Europe in Malta; passporting across the EEA and $35.4B USD Proof of Reserves insurance fund.

πŸͺ™Altcoin Selection
πŸ† OKX Europe

OKX Europe lists 300+ trading pairs β€” 200+ more than Bitpanda.

Comparison Table

CriteriaBitpandaOKX EuropeπŸ†
Spot Maker Fee1.49%0.08%OKX Europe
Spot Taker Fee1.49%0.10%OKX Europe
Futures Maker FeeN/A0.02%OKX Europe
Futures Taker FeeN/A0.05%OKX Europe
Max LeverageN/A10xOKX Europe
Trading Pairs100+300+OKX Europe
Copy TradingNoNoβ€”
Grid BotsNoNoβ€”
Insurance FundRegulated Austrian provider with segregated custody structures; no quantified public insurance fund$35.4B USD Proof of ReservesOKX Europe
KYCYesRequired (Gov-ID + Facial Recognition)β€”
Rating3.8/54.2/5OKX Europe

Bonus via CryptoExchangePicks

Bitpanda via CryptoExchangePicks

200 EUR Bonus

Tell-a-Friend: Up to 200 EUR bonus

View details β†’

OKX Europe via CryptoExchangePicks

€400 + 8% + VIP + 10% Card

€400 bonus + 8% deposit + VIP Pass + up to 10% OKX Card cashback

View details β†’

Fees in Detail

Bitpanda

Spot Maker1.49%
Spot Taker1.49%
Futures MakerN/A
Futures TakerN/A
Discount25% discount when paying with BEST Token

OKX Europe

Spot Maker0.08% πŸ†
Spot Taker0.1% πŸ†
Futures Maker0.02%
Futures Taker0.05%
DiscountSpot with an opened X-Perps account: Regular 0.08% maker / 0.10% taker; without an X-Perps account: 0.20% maker / 0.35% taker
Bitpanda or OKX Europe β€” which exchange is better?
OKX Europe wins the comparison in 8 out of 11 categories. Bitpanda takes 0 categories, with 3 ties. OKX Europe excels with one of the broadest mica licenses on the market with eea passporting from malta, while Bitpanda counters with bafin micar license with eu-wide passporting. The best choice depends on your individual priorities β€” both are reputable trading platforms.
How much can I save at OKX Europe compared to Bitpanda on fees?
OKX Europe charges 0.10% spot taker fee vs. Bitpanda's 1.49%. On a $10,000 trade, that's a saving of $139 per transaction. Through CryptoExchangePicks, OKX Europe also offers Spot with an opened X-Perps account: Regular 0.08% maker / 0.10% taker; without an X-Perps account: 0.20% maker / 0.35% taker. Futures fees: compare futures rates on the detail pages.
Which exchange is safer β€” Bitpanda or OKX Europe?
Bitpanda offers MiCA-regulated: MiCAR license issued by BaFin with EU-wide passporting with an insurance fund of Regulated Austrian provider with segregated custody structures; no quantified public insurance fund. OKX Europe provides MiCA-regulated via OKX Europe in Malta; passporting across the EEA backed by $35.4B USD Proof of Reserves. Both feature 2FA, Device Management and cold storage for customer funds. Check our detailed exchange reviews for a full security breakdown.
OKX Europe or Bitpanda β€” which has more cryptocurrencies?
OKX Europe lists 300+ trading pairs, while Bitpanda offers 100+. If you want to trade a wide range of altcoins or get early access to new projects, OKX Europe is the better choice. Bitpanda focuses on a curated selection, which can be less overwhelming for beginners.
Which exchange is easier to use β€” Bitpanda or OKX Europe?
Bitpanda scores higher for beginners (10/10) thanks to an intuitive mobile app, easy deposit methods and Email/Phone Support. OKX Europe (score: 6/10) is also usable but has a steeper learning curve. For absolute beginners, try our Exchange Finder quiz.
Which exchange has the better welcome bonus β€” Bitpanda or OKX Europe?
Bitpanda: 200 EUR Bonus. OKX Europe: €400 + 8% + VIP + 10% Card. Check the conditions: some bonuses require minimum trading volume or deposits. Our affiliate links give you the best available terms.