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Bybit Europe vs Crypto.com

MiCA-regulated Bybit EU platform with spot, margin, bots, Earn and card — MiCA-regulated everyday crypto platform with card, Earn and 400+ cryptocurrencies

Updated: September 2026

Crypto.com has been operating since 2016 and is one of the most established platforms in the industry. Bybit Europe, founded in 2025, is 9 years younger and positions itself as "MiCA-regulated Bybit EU platform with spot, margin, bots, Earn and card". Both exchanges cater to active crypto traders — but the differences in fees, coin selection, and regulation are significant.

When it comes to fees, Bybit Europe has the edge: 0.25% spot taker fee compared to 0.50% at Crypto.com. On a $10,000 trade, that's a saving of $25 per transaction. Additional perk at Bybit Europe: VIP0 crypto spot/spot-margin: 0.10% maker / 0.25% taker; scheduled to become 0.25% / 0.25% on 5 October 2026 at 11:00 UTC.

Regulatory scope: Bybit Europe: MiCA-regulated via Bybit EU GmbH in Austria (FMA). Crypto.com: MiCA-regulated via Foris DAX MT Ltd in Malta (MFSA), passported across the EEA since February 2025. Protection and reserve disclosures: Bybit Europe: MiCA-regulated custody with segregated client assets; the global derivatives insurance fund is not part of the EU futures offer; Crypto.com: 1:1 reserve accounts, independently verified Proof of Reserves and safeguarded fiat accounts at EU institutions; no separately quantified EEA insurance fund.

Bybit Europe stands out with Spot Trading, Spot Margin, Spot Grid, while Crypto.com differentiates itself through Staking, Visa Card, Baskets. In terms of coin selection, Crypto.com leads with 400+ cryptocurrencies with EUR trading pairs compared to Bybit Europe's 133+ spot pairs.

Editorial CryptoExchangePicks Ratings

Bybit Europe
4.3
Crypto.com
4.0
⚡ Quick Verdict

Bybit Europe wins the head-to-head comparison in 5 out of 11 categories (2x Crypto.com, 4x tie). Bybit Europe offers lower fees.

Which Exchange Is Better for You?

🎓Beginners
🏆 Crypto.com

Crypto.com offers the easier onboarding experience, a polished mobile app and 24/7 Live Chat.

💰Lowest Fees
🏆 Bybit Europe

Bybit Europe charges 0.25% spot taker fee plus VIP0 crypto spot/spot-margin: 0.10% maker / 0.25% taker; scheduled to become 0.25% / 0.25% on 5 October 2026 at 11:00 UTC.

🔒Maximum Security
🏆 Bybit Europe

Bybit Europe: MiCA-regulated via Bybit EU GmbH in Austria (FMA). Protection/reserve disclosure: MiCA-regulated custody with segregated client assets; the global derivatives insurance fund is not part of the EU futures offer.

🪙Altcoin Selection
🏆 Crypto.com

Crypto.com lists 400+ cryptocurrencies with EUR trading pairs — 267+ more than Bybit Europe.

🤖Grid Bots
🏆 Bybit Europe

Only Bybit Europe offers grid bots (Spot Grid, DCA Bot).

Comparison Table

CriteriaBybit EuropeCrypto.com🏆
Spot Maker Fee0.10%0.25%Bybit Europe
Spot Taker Fee0.25%0.50%Bybit Europe
Futures Maker FeeN/AN/A—
Futures Taker FeeN/AN/A—
Max Leverage10x spot marginN/ABybit Europe
Trading Pairs133+ spot pairs400+ cryptocurrencies with EURCrypto.com
Copy TradingNoNo—
Grid BotsYes (2 Types)NoBybit Europe
Insurance FundMiCA-regulated custody with segregated client assets; the global derivatives insurance fund is not part of the EU futures offer1:1 reserve accounts, independently verified Proof of Reserves and safeguarded fiat accounts at EU institutions; no separately quantified EEA insurance fundCrypto.com
KYCRequiredYes—
Editorial Rating4.3/54/5Bybit Europe

Bonus via CryptoExchangePicks

Bybit Europe via CryptoExchangePicks

No bonus available

Crypto.com via CryptoExchangePicks

Up to $75 Referral

Germany referral: up to $75 by 30-day trading volume, plus a $25 CRO card/stake milestone; not combinable with Welcome

View details →

Fees in Detail

Bybit Europe

Spot Maker0.1% 🏆
Spot Taker0.25% 🏆
Futures MakerN/A
Futures TakerN/A
DiscountVIP0 crypto spot/spot-margin: 0.10% maker / 0.25% taker; scheduled to become 0.25% / 0.25% on 5 October 2026 at 11:00 UTC

Crypto.com

Spot Maker0.25%
Spot Taker0.5%
Futures MakerN/A
Futures TakerN/A
DiscountVolume and CRO staking discounts; spot base fees are 0.25% maker / 0.50% taker
Bybit Europe or Crypto.com — which exchange is better?
Bybit Europe leads the editorial comparison in 5 out of 11 categories. Crypto.com takes 2 categories, with 4 ties. Bybit Europe excels with mica-regulated via austria (fma), while Crypto.com counters with cashback crypto card for everyday use. The best choice depends on your individual priorities.
How much can I save at Bybit Europe compared to Crypto.com on fees?
Bybit Europe charges 0.25% spot taker fee vs. Crypto.com's 0.50%. On a $10,000 trade, that's a saving of $25 per transaction. Additional fee note for Bybit Europe: VIP0 crypto spot/spot-margin: 0.10% maker / 0.25% taker; scheduled to become 0.25% / 0.25% on 5 October 2026 at 11:00 UTC. Futures fees: compare futures rates on the detail pages.
Which exchange is safer — Bybit Europe or Crypto.com?
Bybit Europe: MiCA-regulated via Bybit EU GmbH in Austria (FMA); listed security measures: 2FA, Anti-Phishing, KYC; protection/reserve disclosure: MiCA-regulated custody with segregated client assets; the global derivatives insurance fund is not part of the EU futures offer. Crypto.com: MiCA-regulated via Foris DAX MT Ltd in Malta (MFSA), passported across the EEA since February 2025; listed security measures: Passkeys, HSM/FIDO2, MFA; protection/reserve disclosure: 1:1 reserve accounts, independently verified Proof of Reserves and safeguarded fiat accounts at EU institutions; no separately quantified EEA insurance fund.
Crypto.com or Bybit Europe — which has more cryptocurrencies?
Crypto.com lists 400+ cryptocurrencies with EUR trading pairs, while Bybit Europe offers 133+ spot pairs. If you want to trade a wide range of altcoins or get early access to new projects, Crypto.com is the better choice. Bybit Europe focuses on a curated selection, which can be less overwhelming for beginners.
Does Crypto.com offer grid bots like Bybit Europe?
No. Bybit Europe offers 2 bot types (Spot Grid, DCA Bot) for automated trading. Crypto.com does not have this feature. Grid bots work best in sideways markets and can trade 24/7.
Which exchange is easier to use — Bybit Europe or Crypto.com?
Crypto.com scores higher for beginners (9/10) thanks to an intuitive mobile app, easy deposit methods and 24/7 Live Chat. Bybit Europe (score: 7/10) is also usable but has a steeper learning curve. For absolute beginners, try our Exchange Finder quiz.