Crypto.com vs Gate Europe

Crypto.com has been operating since 2016 and is one of the most established platforms in the industry. Gate Europe, founded in 2025, is 9 years younger and positions itself as "MiCA+PSD2 licensed Gate Europe spot, convert, staking and card offer". Both exchanges cater to active crypto traders — but the differences in fees, coin selection, and regulation are significant.

When it comes to fees, Gate Europe has the edge: 0.10% spot taker fee compared to 0.50% at Crypto.com. On a $10,000 trade, that's a saving of $40 per transaction. Additional perk at Gate Europe: VIP0 spot: 0.10% maker / 0.10% taker; no publicly confirmed EU futures tariff.

Regulatory scope: Crypto.com: MiCA-regulated via Foris DAX MT Ltd in Malta (MFSA), passported across the EEA since February 2025. Gate Europe: MiCA+PSD2 licensed exchange through Gate Technology Ltd in Malta (MFSA, CASP Authorisation ID GTEC-25238; Financial Institution Authorisation ID GTEC-25926). Protection and reserve disclosures: Crypto.com: 1:1 reserve accounts, independently verified Proof of Reserves and safeguarded fiat accounts at EU institutions; no separately quantified EEA insurance fund; Gate Europe: MiCA-regulated custody with segregated client assets; no publicly quantified EU insurance fund.

Crypto.com stands out with Earn, Visa Card, Baskets, while Gate Europe differentiates itself through Spot Trading, Convert, Official crypto partner of Oracle Red Bull Racing in F1. In terms of coin selection, Crypto.com leads with 400+ cryptocurrencies with EUR trading pairs compared to Gate Europe's EU spot offering.